For Immediate Release
Posted: May 14, 2024


Ian Clark, Public Information Officer
(603) 271-4865 |

CFPB and Federal Reserve Board announce inflation-adjusted dollar thresholds for Regulation CC funds availability

The Consumer Financial Protection Bureau and the Federal Reserve Board have jointly adjusted for inflation dollar amounts relating to the availability of customer funds.

These changes in Regulation CC include the minimum amount of deposited funds that banks must make available for withdrawal by opening of business on the next day for certain check deposits as well as the amount of funds deposited by certain checks in a new account that are subject to next-day availability.

Read the full release from the CFPB here

Read the Availability of Funds and Collection of Checks (Regulation CC) final rule here